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Full-time employees are eligible to cover themselves and eligible family members for health care insurance. Timely enrollment is required for coverage, which becomes effective the first of the month following the date of hire. This benefit requires employee contributions.

Employees may select one of our three (3) plans as follows:

• Medical Mutual of Ohio – SuperMed Plus PPO
• Anthem Blue Cross & Blue Shield – Blue Access PPO
• MetroHealth CLE-Care – MetroHealth only (exclusive provider) 

The Prescription Drug Plan is provided through CVS Caremark for subscribers to the Medical Mutual SuperMed Plus and Anthem Blue Access PPO.  It is combined automatically with each Medical Mutual and Anthem Blue Access PPO enrollment. The MetroHealth CLE-Care plan comes with its own Pharmacy benefit included with the coverage.

Wellness Works Program – Participation in the wellness program biometric screenings and HRA qualifies employee for a 4% discount on healthcare premiums

Please note: Employee contributions to the medical, prescription drug, dental, and vision care premiums are at very competitive rates and are payroll-deducted twice per month on a pre-tax basis.

Full-time employees are eligible to cover themselves and eligible family members for dental care insurance. Timely enrollment is required for coverage, which becomes effective the first of the month following the date of hire. This benefit requires employee contributions.

Employees have a choice between two dental plans provided by Delta Dental:

• Delta Dental PPO – In-Network or Out-of-Network coverage up to $2,000 maximum per covered person; per plan year.
• Delta Dental EPO – In-Network coverage only, must use an assigned dental office. Dental benefits are paid based on a Patient Charge Schedule which lists the benefits of the EPO Dental Plan including covered procedures and patient charges.
• Both dental plans include two no-cost cleanings and exams per year

Please note: Employee contributions to the medical, prescription drug, dental, and vision care premiums are at very competitive rates and are payroll-deducted twice per month on a pre-tax basis.

Full time employees are eligible to cover themselves and eligible family members for vision insurance. Timely enrollment is required for coverage, which becomes effective the first of the month following date of hire.

The EyeMed plan is offered to all non-union and non-local 100 employees; and provides one eye exam, lenses and frames every 12 months for employee and eligible dependents. There are both In-Network and Out-of-Network benefits for the EyeMed vision plan.

AFSCME Local 100 positions’ coverage is restricted to the AFSCME eye care plan. The AFSCME vision care benefits schedule has coverage for exams, lenses and frames. Once enrolled, the employee should contact the AFSCME Union Hall for further explanation.

Please note: Employee contributions to the medical, prescription drug, dental, and vision care premiums are at very competitive rates and are payroll-deducted twice per month on a pre-tax basis.

Regular full-time employees of the City of Cleveland are automatically enrolled in a no cost $25,000 group life insurance and accidental death & dismemberment plan. The life insurance plan does not start until 90 days from the hire date.

Optional term life insurance and accidental death & dismemberment plans are offered to the employee and can be purchased in $10,000 increments – up to - $300,000. A new hire enrolling in the first $50,000 within the first 30 days is guarantee issue with no medical evidence necessary. The rate is based on current age and smoker/non-smoker status and can incur increases in costs. As with all life insurance enrollments EOI (evidence of insurability) may be required. The employee should designate beneficiaries to both the Basic Life Insurance / AD&D plan and to the Optional Life / AD&D plans.

Regular full-time employees have the option of purchasing $10,000 spouse life insurance and $5,000 child life insurance. Unmarried dependent children are covered under the life insurance plan to age 25, regardless of being a full time student.

Please note: Employee contributions to the medical, prescription drug, dental, and vision care premiums are at very competitive rates and are payroll-deducted twice per month on a pre-tax basis.

Employees may opt to participate in voluntary benefits, which are individual policies offered at a group rate negotiated by the City of Cleveland. The employee owns these policies and can keep them even when City of Cleveland employment ends. The premiums for voluntary benefits are 100% employee-paid and are deducted from the employee’s paychecks after tax on a biweekly basis.

• Disability Income Insurance - helps protect you and your family by helping you meet essential living expenses should you become unable to work due to a disability.
• Accident Insurance - an off the job accident policy. An accident can happen to anyone in the family-and with it can come unexpected expenses that are not covered by medical insurance. Can be used for living expenses or even medical copays and deductibles
• Critical Illness Insurance - employees and their covered dependents, for those serious illnesses such as cancers, heart attacks, strokes. Can be used for living expenses or even medical copays and deductibles.
• Hospital Indemnity Insurance - pays a lump-sum benefit if you or a covered member of your family is hospitalized.
• Universal Life Insurance - offers a flexible death benefit that accumulates cash value and offers a comprehensive living benefits package.
• MetLife Legal Plans - provides assistance for a wide range of legal needs including wills and other estate planning documents.
• MetLife Identity and Fraud Protection by Aura - helps safeguard the things that matter the most to you: your identity, money, and assets.
• MetLife Pet Insurance - helps make sure your furry friends are protected against unplanned vet expenses for covered accidents or illnesses. (Payment by payroll deduction not available)

Please note: Employee contributions to the medical, prescription drug, dental, and vision care premiums are at very competitive rates and are payroll-deducted twice per month on a pre-tax basis.